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Health Savings Accounts

Health Savings Accounts can help you save for qualified healthcare expenses. Used in combination with a high deductible health care plan, an HSA makes healthcare more affordable by giving you the ability to set aside funds to cover out-of-pocket expenses. It’s also easy to make contributions by direct deposit at Riverstone Bank, utilizing our ACH services. Talk with our bankers to find out more about opening an HSA so you can start saving for current and future health-related expenses.


1 Consult a tax advisor.
2 You can withdraw funds at any time for any purpose. However, if funds are withdrawn for reasons other than qualified medical expenses, the amount withdrawn will be included as taxable income, and is subject to a 10% penalty.
Health Savings Account

Since HSA contributions generally aren’t subject to federal income tax, they can be a welcomed tax deduction. Although the government limits the annual contribution amount, any unspent HSA money rolls over from one year to the next, earning interest and continuing to grow tax-free.

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